Partners
For the organisations that carry health risk.
Averra is designed to work inside insurers and the administrators who serve them, with clinicians and care partners at its core. Every partnership is designed to prove the model on the partner’s own data.
For insurers
Fewer avoidable claims, measured on your own data.
Averra lowers claims cost in two ways, and starts with the one you can verify on your own history.
Lever one
Pay only what should be paid
Risk-adjusted analysis of your claims finds over-prescription, unnecessary and duplicate testing, provider overcharging, unwarranted variation and fraud patterns, each traced to claim lines.
Lever two
Stop the cost arriving
Each member’s twin flags deterioration early, confirms it with a home test and routes them to a doctor while care is still simple, measured against a matched control.
- No saving, no fee. Fees come only from savings realised on your claims and signed off by your own actuary.
- Start with your history. A retrospective review of past claims, with no members involved and no member contact.
- Never used for pricing or cover. Member data is never used to set a price, decide cover or assess a claim.
- Alongside your administrator. Your TPA keeps running claims administration. Averra works with it.
Starting small
Add scope only when savings are signed.
Every phase is gated on a signed result from the one before, and every later phase is your decision.
Retrospective review
We measure leakage in your historical claims against your case-mix. No members involved.
Opt-in cohort
Consented members, in your brand, managed against a risk-matched control group.
Book-wide offer
Offered across your book by agreement, once engagement and savings targets are met.
For clinicians and care partners
Averra flags. Clinicians decide.
Diagnosis and treatment sit with licensed clinicians. The twin does the watching, the preparation and the explaining.
Patients who arrive prepared
Every referral carries the evidence behind it: the factors that fired, their values and the history around them.
Explain once, help many
Record an explanation once, and the twin serves it whenever a member’s data makes it relevant, in their language.
Care delivery partners
Telehealth, at-home diagnostics and booking partners who want a steady, well-prepared flow of members.
Research and health systems
Insight that respects consent.
Averra is designed to give governments, hospitals and researchers aggregated, de-identified insight, shared only with member consent, for health research and population health. Never for advertising.
How each partnership starts
Insurers and administrators
A retrospective review of historical claims.
Clinicians and care partners
A scoped referral pathway, with the evidence attached to every referral.
Research and health systems
Aggregated, consented insight under an agreed protocol.
Partner with Averra.
A short conversation, a mutual NDA and a scoped review. Nothing is asked of your members until much later, and only if you choose.